Railroad Protective Liability Insurance

Based on our experience of working with railroads, public entities and contractors, one common issue that many permit managers/public works/project and risk managers face is the contractor obtaining RPL coverage for work within the railroad right-of-way.  The contractor's insurance broker EITHER does not understand or have competitive access to Railroad Protective Liability (RPL) Insurance.

Railroad Protective Solutions has solved that issue.  We have developed a simple approach to purchasing cost effective RPL coverage no matter the type or size of project.

• Railroad obtains needed coverage.
• Contractor spends less time dealing with brokers that don't understand RPL coverage or RPL market.
• Contractor will save money, low minimum premium ($750).
• Simple one page Application, Rate Pages, and Frequently Asked Questions (FAQ) Pages to answer contractor's questions.
• Contractor can complete "Electronic" application and utilize our "Pay Online" process.
• Once application and premium is received, a policy is immediately emailed to Railroad (and/or permit management company) and contractor confirming coverage.
• In the majority of cases, the RPL purchase process can be completed in HOURS not days or weeks.
• "Program" RPL policy is admitted in all States with an insurance carrier that is financially secure (AM Best rating of "A" Excellent).

If your project does not fall within our RPL "Program" guidelines, don't worry.  We have access to virtually EVERY retail RPL carrier in the country, making sure that you receive the most competitive RPL quote possible.

For RPL "Program" Guidelines